Total Loss Protection (GAP)® provides you coverage
in the event your vehicle is deemed a total loss
It is a protection program that will cover you for the full length of your loan on new and used vehicles to help protect you and your credit rating.
If your vehicle is termed a total loss (right off), your insurance company is only required to pay the value that the vehicle is worth. If there is a difference or "GAP" between what you owe and what your insurance company pays, total loss protection may pay the difference for you up to $100,000. This gives you peace of mind at the time of an accident.